RESPONSIBILITIES

• Play an active role in driving and contributing to the development of new solutions within the Life & Health Propositions, focusing on Underwriting and Claims perspectives for clients across various markets
• Build and maintain strong relationships with key internal stakeholders in business development and risk management to assist in the approval and maintenance of new products and solutions
• Research and enhance insurance definitions, particularly related to Critical Illness conditions, utilizing market research and medical literature reviews
• Develop guidelines for new concepts, products, and features, while reviewing existing Underwriting & Claims philosophy and guidelines based on research findings
• To translate medical research outcomes into reinsurance pricing assumptions and anticipated claims impacts
• Evaluate new data sources and underwriting techniques, developing guidelines for non-traditional underwriting variables in collaboration with internal stakeholders
• Stay informed about external factors influencing Underwriting and Claims practices, such as medical advances, regulations, and industry trends
• Conduct ad hoc research projects to support proposition development initiatives and maintain professional relationships with key clients

QUALIFICATIONS

• Minimum of 5-10 years of experience as an Underwriter specializing in Critical Illness and/or Medical insurance
• Strong preference for candidates with experience in direct insurance and reinsurance companies, with knowledge of insurance products in Asia
• Extensive knowledge of Underwriting and Claims practices in Asian markets
• Excellent interpersonal and communication skills, capable of conveying technical insights to diverse audiences
• Proven ability to collaborate with technical experts across various functional areas
• Experience in drawing conclusions for Critical Illness underwriting based on medical literature
• Familiarity with actuarial principles, especially related to pricing and reserving
• Ability to translate medical knowledge into insurance risk impacts and integrate lifestyle data into product innovation
• Strong analytical and problem-solving skills, with commercial awareness and creativity in finding solutions
• Fluency in English and ideally another language widely spoken in Asia
• Strong client management and interpersonal skills, with the ability to interact with senior executives
• Self-motivated and capable of driving new projects in the absence of established processes